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Zales Outlet Credit Card Login, Rewards, Payment & Contact

Jewelry is a symbol of beauty, elegance, and love. When shopping at Zales Outlet, one of the leading jewelry stores, the Diamond Credit Card is more than just a payment method—it’s your passport to a world of exclusive deals, rewards, and more. Dive into this guide for a thorough understanding.

For decades, Zales has been a beacon of trust for jewelry enthusiasts. Their Diamond Credit Card isn’t just a payment tool—it’s a gateway to unparalleled benefits. Let’s journey through everything this card offers.

Getting Started: Apply for Zales Outlet Credit Card

Dreaming of that sparkling necklace? Amplify your experience with the Diamond Credit Card:

  • Visit the official Zales Outlet website.
  • Navigate to the credit card section.
  • Complete the application form.
  • Your new credit card will arrive within 7-10 business days. If it exceeds 10 business days, contact Comenity Capital Bank at 1-866-399-1975.

Accessing Your Account: Zales Outlet Credit Card Login and Account Access

Navigating through the Zales Outlet Credit Card account portal is user-friendly and designed for your convenience. Here’s a step-by-step guide to help you understand the process in greater detail:

1. Navigating to the Website:

Begin by visiting the dedicated website for the Zales Outlet Credit Card provided by Comenity Bank: This portal serves as your one-stop destination for everything related to your credit card account.

2. Registration for First-Time Users:

If it’s your first time accessing your account online or you haven’t set up your online access yet:

  • Click on the “Register” button, typically found towards the top right or center of the page.
  • You’ll be prompted to enter specific information to verify your identity. This will include your Zales Outlet Credit Card account number, which can be found on your card or monthly statement.
  • Continue by providing the necessary personal information to ensure the security and privacy of your account.

3. Logging in Post Registration:

Once registered, accessing your account on subsequent visits will be straightforward. Simply input the username and password you set up during the registration process.

4. Managing Your Account:

After successfully logging in, you’ll be presented with a dashboard. Here, you can view your current balance, check statements, make payments, and more.

5. Opting for Paperless Statements:

One of the features you might consider is switching to paperless statements. Not only is this an eco-friendly option, reducing paper waste, but it also ensures that you receive your monthly statements promptly via email.

To go paperless, look for a tab or section titled “Statements” or something similar. Follow the prompts to choose the paperless option. Once opted in, you’ll receive your statements in your registered email, making tracking and managing your expenditures easier.

Remember, having online access to your account ensures you can monitor your finances anytime, anywhere, providing convenience and security.

Discover the Benefits: Zales Outlet Card Rewards

The Diamond Credit Card isn’t just about financing; it’s about dazzling perks:

  • A warm welcome with a $50 OFF
  • Celebrate your birthday with $50 OFF.
  • Mark your cardholder anniversary with $100 OFF.
  • Get exclusive $100 OFF offers twice a year.
  • Stay ahead with early sales alerts.
  • Maintain your jewelry’s shine with 10% off repair services and regular inspection & cleaning reminders.
  • Delight in cardholder-only special events.
  • Enjoy a free Rocksbox trial and bag a $10 shopping credit.
  • Every purchase ships free at Zales!

Making Payments Simplified

How to Pay Zales Outlet Credit Card: Timely payments are essential. Pay:

  • Online: Access your account and opt for ‘Pay My Bill’.
  • Via Mail: Address details are on your statement.

Zales Outlet Card Payment Methods: Choose from:

  • Online bank transfer.
  • Checks or money orders.
  • In-store payments.

Flexible Financing with the Diamond Credit Card

Here’s how the Special Financing option elevates your shopping experience:

  • 6-Month Financing: Spend $300 and enjoy zero interest if paid in full within 6 months.
  • 12-Month Financing: Spend $750 and enjoy zero interest if paid in full within 12 months.
  • 18-Month Financing: Make a purchase of $3,000 and pay zero interest if settled within 18 months.
  • 36-Month Financing: For $1,500 purchases, it’s 16.99% APR for 36 months, then a variable APR of 32.24%.

Note: Interest will be charged from the purchase date for the 6, 12, and 18-month plans if not paid within the respective promotional periods.

Need Help? Zales Outlet Credit Card Customer Service

Reach out for assistance:

  • Phone: Dial 1-866-399-1975 (TDD/TTY: 1-888-819-1918).
  • Text: (855) 338-1760. They’re available Mon-Fri 8:00 a.m.-12:00 a.m. ET, Sat 10 a.m.–10 p.m. ET, and Sun 12:00 p.m.–9 p.m. ET.
  • Visit: Drop by your nearest Zales Outlet for face-to-face assistance. Find more here.


FAQs: Zales Outlet Credit Card

1. How do I log into my Zales Outlet Credit Card account?

Visit the dedicated Zales Outlet Credit Card portal at If you’re a first-time user, click on “Register” and enter your account number and personal details. For returning users, enter your username and password.

2. What rewards can I earn with the Zales Outlet Credit Card?

Cardholders can enjoy a plethora of rewards including a $50 welcome gift, $50 birthday gift, $100 cardholder anniversary gift, early sales alerts, 10% off on repair services, and exclusive cardholder-only events, among others.

3. Are there any special financing offers available with the Zales Outlet Credit Card?

Yes, depending on your purchase amount, you can avail of 6, 12, or 18-month financing with zero interest if paid in full within the respective periods. There’s also a 36-month financing option with a 16.99% APR.

4. How can I pay for my Zales Outlet Credit Card bill?

You can make payments online by accessing your account at and selecting ‘Pay My Bill’. Payments can also be made via mail using the address provided on your statement.

5. How do I contact Zales Outlet Credit Card customer service?

You can reach Zales Outlet Credit Card customer service by calling 1-866-399-1975. For TDD/TTY, dial 1-888-819-1918. Alternatively, text (855) 338-1760 or visit your nearest Zales Outlet store.

6. Are there any fees associated with the Zales Outlet Credit Card?

The Zales Outlet Credit Card might have associated fees like annual, late payment, or foreign transaction fees. Always refer to the cardholder agreement or contact customer service for detailed fee information.

7. Can I set up automatic payments for my Zales Outlet Credit Card?

Typically, most credit cards offered by Comenity Bank, including the Zales Outlet Credit Card, allow users to set up automatic payments. You can do this by logging into your account and navigating to the payments section to set up a recurring payment.

Our Conclusion

The Zales Outlet Diamond Credit Card is more than just a payment option—it’s a jewel in its own right. From flexible financing to unmatched perks, it enhances every shopping experience. Enjoy responsibly, and may your jewelry collection sparkle ever brighter!

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Niclas H.

Niclas, a Computer Science graduate, is a prominent tech expert specializing in smartphones. With a decade of experience, including roles as a software developer and technology consultant, he offers insightful industry trends and reviews on his popular tech blog, renowned for its comprehensive analysis and unbiased perspectives.

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