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Carter’s Credit Card Login and Payment

Carter’s Credit Card is a credit card offered by Carter’s, a leading American brand specializing in baby and kids’ apparel and accessories. The card includes a variety of benefits and rewards, such as exclusive discounts, bonus points, and free shipping. This article will explain in detail how to log in to Carter’s Credit Card account and make payments, as well as answer some frequently asked questions about the subject.

Carter's Credit Card Login and Payment
Carter’s Credit Card Login and Payment

How to Log In to Carter’s Credit Card Account

To log in to your Carter’s Credit Card account, follow the steps below:

  • Visit the official website of Carter’s Credit Card at
  • At the top of the page, click the ‘Sign In’ button.
  • Enter your User Name and Password in the corresponding fields.
  • To access your account, click the “Sign In” button.

If you are a new user and have not yet created an account, click the “Register for Online Access” link and follow the instructions to do so.

How to Make a Payment on Carter’s Credit Card

You can make payments on your Carter’s Credit Card in a variety of ways, including:

  • Log in to your account, go to the “Payments” tab, and follow the instructions to make a payment with your bank account or debit card.
  • Phone Payment: Call the customer care number on the back of your card and follow the directions to make a payment using your bank account or debit card.
  • Mail Payment: Send a check or money order to the address listed on your statement, along with your account number.
  • In-Store Payment: Visit any Carter’s or OshKosh B’gosh store and make a payment at the register using your card.

Carter’s Credit Card Benefits and Rewards

Carter’s Credit Card provides its members with a variety of bonuses and rewards, including:

  • When you open and use your card, you will receive a 25% discount on your first purchase.
  • Earn two points for every dollar you spend on Carter’s and OshKosh B’gosh brands.
  • Earn one point for each dollar spent elsewhere.
  • Receive a $10 reward for every 1000 points earned.
  • There is no minimum purchase requirement for free standard shipping on all online orders.
  • Exclusive access to specials, events, and savings.

Frequently Asked Questions

What is the interest rate on Carter’s credit card?

The Carter’s Credit Card Annual Percentage Rate (APR) varies depending on your creditworthiness, but it typically ranges from 26.99% to 29.99%.

How can I check the amount on my Carter’s Credit Card?

Log in to your account, navigate to the ‘Account Summary’ tab, and check your balance under the ‘Current Balance’ column.

Can I use my Carter’s Credit Card elsewhere?

No, Carter’s Credit Card can only be used at Carter’s and OshKosh B’gosh stores and websites.

What happens if I miss a payment on my Carter’s Credit Card?

They may charge you a late fee, and your APR may rise. Skipping payments might severely influence your credit score.

How do I dispute a charge on my Carter’s credit card?

To dispute a charge, call the customer service number on the back of your card and follow the prompts.

How do I get rid of my Carter’s credit card?

Call the customer support number on the back of your card and request to cancel your card. It is important to note that canceling your card may harm your credit score.


Carter’s Credit Card offers various benefits and rewards to its users, including exclusive discounts, bonus points, free shipping, and more. You can easily make payments, check your balance, and manage your account details by logging in to your account. It is vital to realize that missed payments can cause late fees and an increased APR, both of which can harm your credit score. If you have questions or issues with your Carter’s Credit Card, please visit their website’s FAQs area or contact their customer support.

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Phil Bretham

Phil, armed with a Bachelor's degree in Communications and a rich history as the owner of a popular smartphone blog, stands out in the tech journalism landscape. His extensive background equips him with the unique ability to demystify the latest mobile technologies and trends for a wide audience. Known for his engaging and accessible writing style, Phil has a talent for bringing clarity and insight to the rapidly evolving world of smartphones, helping readers stay informed and tech-savvy in an ever-changing digital age.

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