Press ESC to close

10 Best Car Insurance In Australia 2023

Are you looking for car insurance in Australia? With the cost of car insurance on the rise, it’s important to make sure you’re getting the best coverage and rates possible. To help you out, we’ve compiled a list of the 10 best car insurance companies in Australia for 2023. In this blog post, we’ll look at each company’s features, rates, and customer service so you can find the best coverage for your needs. Read on to discover the top 10 car insurance companies in Australia for 2023.

1. Coles Car Insurance

Coles Car Insurance is one of the leading providers of car insurance in Australia. They provide a range of policies to suit different drivers’ needs, with competitive premiums and quality coverage. Whether you’re looking for comprehensive cover, third party fire and theft cover, or just a basic policy, Coles Car Insurance has a range of options to meet your needs.

Coles Car Insurance is committed to providing customers with quality service and competitive prices. They offer a range of discounts and benefits to their customers, such as their ‘multi-car discount’, which applies when more than one car is insured under the same policy. This can help to reduce the overall cost of your insurance premium. Coles Car Insurance also provides additional features like emergency roadside assistance and hire car cover, as well as flexible payment options to help make your car insurance more affordable.

Coles Car Insurance also provides an online quote system, so you can get an estimate of what your car insurance policy might cost without having to speak to someone on the phone. This makes it easy and convenient for you to compare different policies and decide which one is right for you.

So if you’re looking for quality car insurance at a competitive price, then Coles Car Insurance might be the right choice for you.

2. Suncorp

Suncorp is one of Australia’s leading car insurance providers, offering comprehensive car insurance solutions to suit your needs. They offer a range of benefits and features with their car insurance policies such as a lifetime repair guarantee, new car replacement, and up to $20 million in cover. 

You can also choose from a variety of optional extras to suit your budget and driving needs, such as windscreen cover, roadside assistance, and hire car cover.

Suncorp’s extensive network of local agents makes it easy to find the right car insurance solution for you. They have been providing quality car insurance solutions since 1895, so you can rest assured that your vehicle is in good hands with them. With their experience and expertise, they are able to provide tailored advice and policies that fit your individual needs.

Suncorp also provides a range of discounts, including a no-claim discount, multi-policy discount, loyalty discount, and more. You can save even more money by bundling your Suncorp car insurance with other policies such as home and contents insurance. Their online portal makes it easy to manage your policy and get the most out of your car insurance coverage. 

Whether you’re looking for the best value for money or the best coverage for your car, Suncorp has got you covered. With their vast selection of car insurance solutions and great customer service, you can be sure that your vehicle is well protected with Suncorp.


AAMI is one of the leading car insurance providers in Australia and has been for over 50 years. With competitive premiums, a wide range of coverages and options, and excellent customer service, AAMI is an excellent choice for car insurance in Australia.

When it comes to the coverage offered by AAMI, you can choose from Comprehensive, Third Party Fire & Theft and Third Party Property Damage coverages. They also offer a number of optional extras such as a cover for windscreen damage and towing, plus a great roadside assistance package.

When it comes to claims, AAMI’s Claims Assist team are available 24/7 to help with anything from making a claim to dealing with repairs. They also have a fantastic online system which allows you to manage your claims quickly and easily.

If you’re looking for car insurance in Australia, AAMI is definitely worth considering. Their competitive premiums, wide range of coverages and great customer service make them an ideal choice.

4. Allianz

Allianz is one of the leading car insurance providers in Australia. Founded in 1886, Allianz has a long history of providing insurance protection to its customers. They offer a variety of car insurance policies to meet the needs of their customers. Allianz offers comprehensive car insurance coverage that includes coverage for liability, accident and theft, windscreen cover, and other additional cover. 

Their comprehensive cover also includes additional benefits such as 24-hour roadside assistance, no-claim bonus protection, and discounts for multiple vehicles and drivers.

Allianz is committed to providing excellent customer service. They have a team of experienced staff that is always available to answer your questions or provide you with advice. They also offer a free online quote tool to help you compare different policies and find the best car insurance for you.

Allianz is also known for its competitive rates and flexible payment options. They allow customers to pay by the month, quarterly, or annually, so you can choose the best option for your budget. They also offer discounts for bundling policies, making it easy to save money on car insurance. Allianz also offers a range of optional extras such as legal protection, breakdown cover, and key cover that you can add to your policy for added protection.

Overall, Allianz provides comprehensive car insurance coverage at an affordable rate with great customer service and flexible payment options. With its long history of providing excellent customer service and competitive prices, Allianz is an excellent choice for car insurance in Australia.


RACQ is one of Australia’s largest car insurance providers, offering a wide range of services to customers. RACQ provides both Comprehensive and Third Party Property Damage coverages with their car insurance policies. RACQ offers customers additional benefits such as 24/7 Roadside Assistance, an online accident management service, and access to discounts and special offers.

RACQ also provides its customers with a range of payment options, including monthly or annual payment plans. They also have a variety of discounts available for customers such as no-claim bonuses, multi-policy discounts, and loyalty rewards. Additionally, RACQ provides their customers with a variety of online tools to help them get the best deal on their car insurance. These include online quote comparisons and calculator tools that allow customers to easily compare the different levels of coverage and prices between different providers.

RACQ also provides its customers with a number of helpful resources to help them understand their car insurance better. These include FAQs, product reviews, and customer feedback forms. Furthermore, RACQ has a dedicated customer service team that can be contacted 24 hours a day if any issues arise. 

Overall, RACQ offers customers a range of comprehensive and affordable car insurance policies that provide great value for money. Their additional benefits, discounts, and resources make RACQ one of the best car insurance providers in Australia.

6. GIO

GIO is one of the most trusted car insurance providers in Australia, offering comprehensive coverage and a range of optional extras to suit your needs. GIO offers four main types of cover – comprehensive, third-party property damage, third-party property damage plus and third-party fire and theft – and an optional roadside assistance package.

Comprehensive cover provides protection for your car and any damage you might cause to other people’s vehicles, property or other people in an accident. Third-party property damage provides protection for any damage caused to another person’s property or vehicle. Third-party property damage plus provides protection for the cost of replacing or repairing a vehicle or property damaged by another person, while third-party fire and theft cover losses if your car is stolen or damaged by fire.

GIO also offers a number of optional extras, including:

  • Protected no-claim bonus – protects your no-claim bonus if you have to make a claim 
  • Hire car after an accident – lets you hire a car while yours is being repaired 
  • New car replacement – covers the cost of replacing your car with a new one if it’s written off within 12 months of its registration 
  • Legal liability – covers you for costs associated with defending legal proceedings 
  • Windscreen cover – covers the cost of repairing or replacing your windscreen 
  • Excess-free windscreen repair – lets you get your windscreen repaired at no extra cost 
  • Emergency accommodation – covers the cost of overnight accommodation if you can’t get home after an accident.

For more information on GIO’s car insurance policies and optional extras, visit their website or contact one of their friendly team members.

7. Youi

YouI Car Insurance is an Australian insurance provider that offers comprehensive car insurance coverage at competitive prices. They provide tailored policies to suit every driver’s individual needs. Youi also offers a range of additional benefits, such as 24/7 customer service, flexible payment options and generous discounts for safe drivers.

 Their online self-service portal makes it easy to manage your policy and view your claim status. Youi has earned a reputation as one of the best car insurers in Australia, with positive reviews from both independent reviewers and customers.

8. Bingle

Bingle is one of the most trusted car insurance providers in Australia. Bingle offers a range of cover options, including comprehensive and third-party cover. Bingle also provides comprehensive roadside assistance, allowing you to get back on the road faster. 

Additionally, they offer a range of discounts and features, such as no-claim bonuses and discounts for paying annually or setting up direct debit payments. They also offer discounts for extra security features such as immobilisers, alarms and locks. 

One of the great benefits of going with Bingle is their online portal which makes managing your policy easy. You can check your policy details, make payments, set up direct debits and access roadside assistance at any time. 

The customer service team at Bingle is also top-notch. They are always available to answer questions and provide advice. They are friendly, and helpful and make it easy to understand how your policy works. 

Overall, Bingle is a great choice if you’re looking for reliable car insurance in Australia. They offer competitive prices, great features and excellent customer service. So why not give them a try?


NRMA is a leading car insurance provider in Australia, offering extensive coverage for all types of vehicles. With NRMA car insurance, you can enjoy a wide range of benefits such as flexible payment options, 24/7 roadside assistance, and a variety of discounts. NRMA offers a range of different levels of cover, from Third Party Property Damage to Comprehensive cover, so there’s something to suit your needs and budget. 

Their claims process is straightforward and they offer optional extras such as rental car excess and windscreen cover. Plus, they have a range of special offers and discounts available, so you can save even more on your car insurance premiums.

10. Budget Direct

Budget Direct is an Australian car insurance provider that offers competitively priced car insurance policies tailored to your individual needs. The company offers comprehensive and third-party property damage coverage, as well as the option to add optional extras such as hire car cover and legal liability cover.

Budget Direct aims to provide customers with low-cost coverage and the ability to customise their policy to suit their budget and lifestyle. Their policies provide flexibility and choice, allowing you to choose the cover you need without paying for things you don’t need. 

Budget Direct also offers a range of features and benefits including a 24/7 roadside assistance service, a no-claims discount, additional cover for windscreen repair or replacement, as well as a host of other benefits. 

In addition, Budget Direct customers can access their policies online and can manage their policies easily and conveniently, at any time. They also offer online chat support in case you have any queries or concerns.

Overall, Budget Direct is an excellent choice if you’re looking for a low-cost car insurance policy that offers plenty of features and benefits.

1 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 51 vote, average: 5.00 out of 5 (1 votes, average: 5.00 out of 5)
You need to be a registered member to rate this.

Michelle Paulsen

Michelle, a former author for renowned tech publications TechCrunch and The Verge, has established herself as a prominent figure in technology journalism. With her deep industry knowledge and experience, she excels at breaking down complex tech topics into engaging, reader-friendly articles. Known for her sharp analysis and compelling storytelling, Michelle has a proven track record of enlightening readers about the latest tech trends and innovations.

Leave a Reply

Your email address will not be published. Required fields are marked *